Urgent Message from your future: Save today for tomorrow

When it comes to saving for retirement, there is never a better time than now to assess your prospects for making your retirement comfortable and rewarding, no matter where you are in your career.

Your retirement future starts today:

Even if you are saving now, increasing your contributions can really make a difference in your final total. Over 30 years, adding $25 to a $100 contribution each pay period could increase your account from $264,327 to more than $330,409, assuming a 7 percent return.
If you have a limited income, saving is hard. The government has a special Saver's Credit just for you. If you are eligible, you can get money back when you file your tax return. Visit the Internal Revenue Service for details.
Several online resources offer additional helpful tools and information:
- The Social Security Administration provides a Social Security benefit calculator.
- The American Savings Education Council and the American Association of Retired Persons (AARP) offer savings and financial planning tips.