Death-in-Service Benefits

What is a Death-in-Service Benefit?

A death-in-service benefit is a payment of any retirement contributions and interest in your member contribution account to your named beneficiary or eligible spouse, minor child or parent in the event of your death as an active member . The benefit may be a lump-sum payment, a monthly benefit or both. This payment is in addition to any life insurance benefits you may have.

If you name a beneficiary on the Designation of Beneficiary (VRS-2) 42kb, you may name the same individual for your retirement contributions and interest and life insurance benefits or a different individual for each benefit. You also may name more than one primary beneficiary as well as a contingent beneficiary or beneficiaries. For more information, see Designating a Beneficiary.

Survivor Option in Retirement

At retirement, you may choose to have a lifetime monthly benefit continue to a survivor upon your death. For more information, see Benefit Payout Options.

In the Event of Your Death

If you die while you are an active member, your beneficiary or your spouse, minor child or parent should contact your employer. The employer will assist in coordinating any benefits that may be due. If you die while you are retired, your beneficiary or survivor should call Minnesota Life toll free at 1-800-441-2258. VRS has contracted with Minnesota Life as the third-party administrator for the Group Life Insurance Program. For more information, see Losing a Loved One: A Guide for Families 46kb.