VRS Logo Saturday, August 30, 2014

VRS Retirement
Counseling Center

1111 East Main Street
Downtown Richmond
8:30 a.m.–4:00 p.m.
Monday–Friday
Map & Directions
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Eligible Members

Retired State Employees, Teachers, School Administrators and School Board Employees

If you retire with at least 15 years of service, you are eligible for a monthly health insurance credit for each year of service.

Retired Optional or Alternative Retirement Plan Participants

If you retire under an Optional Retirement Plan (ORP) or Alternative Retirement Plan (ARP), you may qualify for the health insurance credit if you have at least 15 years of coverage under the ORP or ARP or a combination of VRS service credit and ORP or ARP coverage equal to at least 15 years. Your employer must submit the ORP/ARP Health Insurance Credit Employer Certification of Service (VRS-75) pdf icon 36kb to VRS to certify your ORP/ARP service.

Retirees from Political Subdivisions

If you retire with at least 15 years of service from an employer that offers the health insurance credit, you are eligible for a monthly health insurance credit for each year of service, up to a maximum of 30 years of service.

Note: If you have at least 15 years of service as a teacher, school administrator, school board employee or state employee, and retire from a political subdivision that does not offer the health insurance credit, you are eligible for the health insurance credit based on that service.

Retired General Registrars, Local Officers, Employees of General Registrars and Local Social Service Employees

If you retire with at least 15 years of service, you are eligible for a monthly health insurance credit for each year of service, up to a maximum of 30 years of service, regardless of whether your last employer offers the health insurance credit.

Note: If you have at least 15 years of service as a general registrar, local officer, employee of a general registrar or local officer or local social service employee but do not retire directly from one of these positions, the employer for which you earned your eligibility must certify your service. Complete your portion of the Certification of Employer for Health Insurance Credit Eligibility VRS-76 pdf icon 36kb and submit it to your certifying employer.

Virginia Sickness and Disability (VSDP) Participants

If you are on long-term disability through VSDP, you are eligible for the greater of $120 per month or $4 per year of your creditable service per month at the time you become disabled.

State Employee Disability Retirees

If you retire on disability as a state employee, you are eligible for the greater of $120 per month or $4 per year of your creditable service per month at the time you become disabled.

Political Subdivision Disability Retirees

If you retire on disability from a political subdivision employer that offers the health insurance credit, you are eligible for a monthly health insurance credit amount up to a maximum of $45 regardless of the amount of your service at the time you retire on disability.

Teacher, School Administrator and School Board Employee Disability Retirees

If you are a teacher, school administrator or school board employee and retire on disability effective July 1, 2007, you are eligible for a monthly health insurance credit equal to either (1) $4 multiplied by twice the amount of your creditable service at the time you become disabled; or (2) $4 multiplied by the amount of service you would have earned had you remained an active employee until age 60, whichever amount is less. If you are currently retired on disability, your health insurance credit will change only if one of these formulas would provide you a higher amount

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