State VSDP Participants: Long-Term Care Benefit to Increase

Changes are coming to the long-term care program provided through the Virginia Sickness and Disability Program (VSDP). If you are a VSDP participant, you will see your long-term care benefit increase.

Effective December 1, 2007, your long-term care daily benefit amount will increase from $75 to $96. The maximum lifetime amount will increase from $54,750 to $70,080.

VRS also will begin administering the long-term care program on December 1, 2007. VRS will automatically enroll you in the program. Your coverage will continue at no cost to you.

The current administrator, Aetna Life Insurance Company, will no longer provide group long-term care coverage. However, you can purchase individual long-term care coverage through Aetna.

In September, you will receive an information packet about these changes. It will explain the coverage you will have as a VSDP participant under the VRS long-term care program. It also will have information on how to purchase long-term care coverage through Aetna.