Conditions of Coverage

Actively Employed

Your coverage is in effect while you are employed in a permanent, full-time salaried position with a participating employer or if you are a part-time classified state employee or a part-time college or university faculty member who works at least 20 hours per week and are compensated on a salaried basis.

Leave Without Pay

Your coverage will continue while you are on leave without pay (including military leave) up to a total of 24 months provided premiums continue to be paid by you or your employer.

Terminating Employment

If you do not meet age and service eligibility requirements for retirement at the time that you leave your job your coverage ends. When your coverage ends, you may elect to convert to an individual whole-life policy at non-group rates, provided you do so within 31 days of the last day of the month in which you terminate employment. Contact your human resource office or Minnesota Life for more information about this option.

Retirement

After you retire, you receive certain Basic Group Life Insurance benefits at no cost to you provided you meet the eligibility requirements under your retirement plan. For an overview, see Retiree Insurance. Also, consult the Retiree Handbook 577kb and Minnesota Life for more details.

Payment of Child Support Liens

The Department of Social Services may file child support liens against proceeds payable under the Group Life Insurance Program. VRS is required to pay life insurance proceeds to the Department of Social Services to satisfy outstanding child support obligations at your death.

Questions about Life Insurance Coverage

Joseph Chang, Manager, Richmond Office
Minnesota Life
P.O. Box 1193
Richmond, VA 23218-1193
1-800-441-2258