@ language="VBSCRIPT" %> VRS - Non-Work Related Disability Retirement Benefit
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 > Member Benefits and Programs
 > Disability Retirement and Progams
 > VRS Disability Retirement
 > Non-Work Related Disability Retirement Benefit

Non-Work Related Disability Retirement Benefit

If you are vested and have a non-work related disability, the amount of the disability retirement benefit will be the VRS formula amount or the minimum guaranteed benefit, as described below, whichever is higher. If you are not vested, you will be eligible for the minimum guaranteed benefit only.

VRS Formula Amount

  • If you are under age 60, the benefit will be equal to 1.7 percent of your average final compensation multiplied by (a) twice the amount of your total creditable service or (b) your actual service credit plus the number of years remaining between your age at disability retirement and age 60, whichever is less.

  • If you are age 60 or older, the benefit will be equal to 1.7 percent of your average final compensation multiplied by your total service credit.

Minimum Guaranteed Benefit

The minimum guaranteed benefit calculation will be adjusted by any primary Social Security benefits you are eligible to receive:

  • If you are eligible for a full Social Security benefit, the VRS minimum guaranteed benefit will be equal to 33⅓ percent of your average final compensation. You will receive the minimum guaranteed benefit or the full VRS formula amount, whichever is higher.

  • If you are eligible for a Social Security Disability Insurance (SSDI) benefit, the VRS minimum guaranteed benefit will be equal to 50 percent of your average final compensation. You will receive the minimum guaranteed benefit or the full VRS formula amount, whichever is higher, until the effective date of your eligibility for SSDI. VRS will then adjust your benefit to 33⅓ percent of your average final compensation; you will receive this amount if it is higher than the full VRS formula amount. If applicable, this adjustment will be retroactive to your effective SSDI eligibility date and reflected in your VRS benefit.

  • If you are not eligible for a full Social Security benefit and your SSDI claim is denied, the VRS minimum guaranteed benefit will be equal to 50 percent of your average final compensation. You will receive the minimum guaranteed benefit or the full VRS formula amount, whichever is higher. You must submit a copy of your SSDI denial letter or your letter appealing the denial with your VRS disability retirement application. If you do not provide this information and your application is approved, VRS will be required to pay 33⅓ percent of your average final compensation or the full VRS formula amount, whichever is less.

For more information, call the Social Security Administration toll-free at 1-800-772-1213 or visit the Social Security Administration Web site.

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