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Urgent Message from your future: Save today for tomorrow
When it comes to saving for retirement, there is never a better time than now to assess your prospects for making your retirement comfortable and rewarding, no matter where you are in your career.
Your retirement future starts today:
- Even if you are saving now, increasing your contributions can really make a difference in your final total. Over 30 years, adding $25 to a $100 contribution each pay period could increase your account from $264,327 to more than $330,409, assuming a 7 percent return.
- If you have a limited income, saving is hard. The government has a special Saver's Credit just for you. If you are eligible, you can get money back when you file your tax return. Visit the Internal Revenue Service for details.
- Several online resources offer additional helpful tools and information:
- The Social Security Administration provides a Social Security benefit calculator.
- The American Savings Education Council and the American Association of Retired Persons (AARP) offer savings and financial planning tips.
