Virginia Sickness and Disability Program Long-Term Care Plan (State Employees)
For State Employees in the VRS Plan 1 or the VRS Plan 2
If you are a state employee in Plan 1 or Plan 2 of the Virginia Retirement System (VRS), the State Police Officers’ Retirement System (SPORS) or the Virginia Law Officers’ Retirement System (VaLORS) and participate in the Virginia Sickness and Disability Program (VSDP), you are covered under the VSDP Long-Term Care Plan at no cost to you. Long-term care services provide help with everyday life tasks because of a prolonged health problem or following a major illness, injury or surgery. This loss of independence can affect people of all ages. Without long-term care coverage, the cost of these services can quickly deplete savings or retirement income.
VSDP Long-Term Care Plan Services
The VSDP Long-Term Care Plan covers nursing home care, hospice care, assisted living care, community-based care and at-home care, among other services. Your caregiver also may be eligible for assistance under the plan. The maximum daily benefit amount is $96 with a lifetime maximum of $70,080. See VSDP Long-Term Care Plan Features.
Qualifying for Benefits
You are eligible for benefits if a licensed health care practitioner certifies that you:
- Are unable to perform at least two of six Activities of Daily Living without substantial assistance; or
- Have a severe cognitive impairment, such as Alzheimer’s disease, requiring substantial supervision.
How to Apply
VRS has contracted with the Long Term Care Group, Inc. to coordinate your benefits under the plan. Contact the Long Term Care Group, Inc. within 60 days of being certified as eligible for benefits. A family member or friend may call on your behalf:Long Term Care Group, Inc.
P.O. Box 64011
St. Paul, Minnesota 55164-0011
Toll free: 1-800-761-4057
If You Leave Your Position
If you leave or retire from covered employment as a VSDP participant, you can continue your coverage under the VSDP Long-Term Care Plan. You pay the premiums at affordable group rates. The eligibility requirements and benefits are the same as those for active members. Your continued coverage includes a contingent lapse benefit and inflation protection.
To continue your coverage, submit the VSDP Long Term Care Plan Authorization of Coverage Retention (VRS-170) 27kb and the VSDP Long Term Care Plan Protection Against Unintentional Lapse (VRS-171) 26kb to the Long Term Care Group, Inc. within 60 days of leaving employment or retiring. This option is not available after 60 days. For more information, call toll free 1-800-761-4057.
Want More Coverage?
You can enroll yourself as well as select family members in the Commonwealth of Virginia Voluntary Group Long Term Care Insurance Program. You pay the premiums at affordable group rates. VRS has contracted with the Genworth Life Insurance Company as the third-party administrator for the program. For more information, contact Genworth Life toll free at 1-866-858-6060 or Genworth Life.
Learn more about your other VSDP Benefits.