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Annual Health Insurance Credit Notice
If you are eligible for the health insurance credit, you will receive a Health Insurance Credit Notice from VRS reminding you to verify and update your health insurance information if necessary. This will ensure that you are receiving the proper credit amount in a timely manner and are not at risk for overpayments.
Health Insurance Changes You Need to Report:
- Change in your health insurance plan.
- Increase or decrease in your health insurance premium.
- Cancellation of your health insurance.
How to Report
You should report any changes to VRS by completing a new Request for Health Insurance Credit VRS-45 
62kb. If you are on long-term disability through the Virginia Sickness & Disability Program, obtain the form from Unum, the VSDP third-party administrator. The form should be returned to:
P.O. Box 9500
Portland, ME 04104-5058
If your health insurance premiums are deducted from your retirement benefit, you do not need to complete a VRS-45 notifying VRS of a premium increase.
For more information, call 1-800-652-5602.
