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1111 East Main Street
Richmond, VA 23219
8:30 a.m.–4:00 p.m.
Monday–Friday
1-888-827-3847
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Administrative Offices
1200 East Main Street
Richmond, VA 23219

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 > Insurance in Retirement
 > Health Insurance for State Retirees

Health Insurance for State Retirees

Retired state employees are eligible to participate in the State Retiree Health Benefits Program administered by the Department of Human Resource Management (DHRM). VRS deducts the health insurance premiums from your monthly retirement benefit payment. If your benefit is not sufficient to cover the insurance deduction, you are billed directly by your health insurance carrier. You must apply for the State Retiree Health Benefits Program within 31 days of your last day of employment. To apply, complete the State Health Benefits Program Enrollment Form For Retirees, Survivors And LTD Participants (T-20879).

Cancelling Your Health Insurance Coverage

You may cancel your coverage at any time after you retire by either completing the State Health Benefits Program Enrollment Form For Retirees, Survivors And LTD Participants (T-20879) or by sending a written request to VRS. Include your name, Social Security number and signature on the request to cancel. Once you cancel, you cannot enroll again in the State Retiree Health Benefits Program unless you return to work in a classified position in a state agency, or are the dependent of an active state employee and covered under his or her state health benefit plan. Your cancellation also cancels coverage for your covered dependents.

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