Life Insurance

Coverage from your first day of employment, if your employer participates.


A benefit payment to your beneficiary if you die while employed.


If involuntarily separated from employment, you may be eligible for benefits.

Benefit Payout Options

Choose how to receive your benefit when you reach retirement.

Military Leave Benefits

Details on service credit, disability programs, insurance and other options.


Purchase of Prior Service

Buying credit for active military service, public service and eligible periods of leave can boost your retirement benefit.

Long-Term Care

Benefits for eligible members while working and optional coverage to help you plan for the expense of long-term care services.

VRS Disability Retirement

Available to eligible plan members with a medical condition that prevents them from performing their jobs.

Virginia Local Disability Program

Income protection for employees who can't work because of illness or injury, if their school division and political subdivision participates.

Virginia Sickness & Disability Program

Income protection for state employees who can’t work because of illness or injury.


Considerations when you move, retire, leave your job, have a family change or return to work.

Explore Milestones