Virginia Sickness & Disability Programs for Active Members
If you are a state employee in VRS Plan 1 , VRS Plan 2 or the Hybrid Retirement Plan , the State Police Officers' Retirement System (SPORS) or the Virginia Law Officers' Retirement System (VaLORS), you are enrolled automatically in the Virginia Sickness and Disability Program (VSDP) upon employment.
VSDP provides income protection if you can’t work because of a non-work-related or work-related illness, injury or other condition, such as surgery, pregnancy, complications from pregnancy or a major chronic or catastrophic condition . VSDP focuses on assisting you with your recovery and helping you make a safe return to your full duties, if you are able. Benefits include:
- Sick leave
- Family and personal leave
- Income replacement if you can’t work
- Return-to-work, medical rehabilitation and vocational rehabilitation programs
- Long-term care coverage
You are eligible for sick leave, family and personal leave, work-related disability coverage and coverage under the VSDP Long-Term Care Plan from the first day of employment. Eligibility periods for non-work-related disability coverage and certain income replacement levels vary. There is a one year waiting period from your hire date for non-work-related disability coverage. You may want to purchase an individual policy for non-work-related disability coverage during your first year of employment.
Note You are responsible for calling ReedGroup toll-free at 1-877-928-7021 as soon as possible to submit your claim. A family member or friend can call on your behalf. You are not eligible to receive benefits more than 14 days before the date you contact ReedGroup. As a participant in VSDP, you also are covered under the VSDP Long-Term Care Plan
Virginia Sickness & Disability Programs Just for Retirees
If you are a retiree who participated in the Virginia Sickness and Disability Program (VSDP), you may continue your VSDP Long-Term Care Plan at affordable group rates in retirement. Long-term care services provide help with everyday life tasks because of a prolonged health problem or following a major illness, injury or surgery.
To continue your coverage, submit the Authorization of Coverage Retention for the Long-Term Care Plan (VRS-170) and the Protection Against Unintentional Lapse of Long-Term Care (VRS-171) to the Long-Term Care Group, Inc. within 60 days of leaving employment or retiring. This option is not available after 60 days. For more information, call the Long-Term Care Group, Inc. at 1-800-761-4057.
VSDP Long-Term Care Plan Services
The VSDP Long-Term Care Plan covers nursing home care, hospice care, assisted living care, community-based care and at-home care, among other services. Your caregiver also may be eligible for assistance under the plan.
Qualifying for Benefits
You are eligible for benefits if a licensed health care practitioner certifies that you:
- Are unable to perform at least two of six Activities of Daily Living without substantial assistance; or
- Have a severe cognitive impairment that requires substantial supervision.