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1200 East Main Street
Richmond, VA 23219

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 > Your Benefits and Programs
 > Long-Term Care Programs
 > COV Voluntary Group Long Term Care Insurance Program

Commonwealth of Virginia (COV) Voluntary Group Long Term Care Insurance Program

Most medical plans don't cover long-term care services such as nursing home care or at-home care to assist with bathing, eating or other activities of daily living. Anyone at any age may need these services, the cost of which can quickly deplete savings or retirement income. The Commonwealth of Virginia (COV) Voluntary Group Long Term Care Insurance Program can help with these costs.

VRS has contracted with Genworth Life Insurance Co. as the insurer for the program. Participant-paid coverage provides a monthly benefit allowance for covered long-term care expenses.

General Eligibility

You are eligible to apply for coverage in the COV Voluntary Long Term Care Insurance Program if you are age 18 or over and a:

Note: If you are a deferred VRS member or retiree, your employer is not required to have elected the program. You are subject to full medical underwriting regardless of your age when you apply.

Family members may also apply for coverage if they are between the ages of 18 and 75 and undergo full medical underwriting. Eligible family members include:

For more information, call Genworth Life toll-free at 866-859-6060 or visit Genworth's website.

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