Retiree News

Even in retirement, financial questions can pop up — whether it’s about managing your monthly budget, planning for health care costs or managing your Required Minimum Distributions. Voya Financial Advisors’ Be Ready team offers personalized support to help you feel confident about your financial future.

Voya Financial is the record keeper for the VRS Defined Contribution Plans, including the Commonwealth of Virginia 457 Deferred Compensation Plan and the Virginia Cash Match Plan. In addition to managing plan accounts, Voya offers a broad range of financial education and planning services to all VRS members and retirees whether or not you participate in a DCP.

Free One-on-One Coaching

As a VRS retiree, you’re eligible for a free 30-minute financial coaching session with a Voya advisor. In your session, you can talk through everyday financial topics like:

• Budgeting and managing monthly expenses.
• Planning your retirement income.
• Understanding Social Security.
• Preparing for health care costs.
• Supporting family members with education or student loans.

You’ll leave the session with practical advice and a personalized action plan tailored to your needs. To schedule your free consultation, call 855-334-4862.

Looking for a Full Financial Plan?

If you want a deeper look at your finances, Voya also offers a comprehensive financial planning service. This includes multiple sessions and a detailed analysis of your household finances. It’s ideal if you’re thinking about:

• Estate planning.
• Long-term income strategies.
• Tax considerations.
• Coordinating finances with a spouse or partner.

This service costs $175 and typically involves two to four hours of planning. It starts with a free introductory conversation to understand your goals and decide if a full plan is right for you. Schedule a meeting.

Learn More With Free Webinars

Voya also hosts free webinars throughout the year on topics like:

• Smart spending habits.
• Investing tips.
• Retirement income planning.
• Financial planning for women.

These sessions are a great way to stay informed and make confident decisions.