Build a Financial Wellness Routine for the New Year

February 2026
Decorative. View from above of a succulent house plant in a pot, the my VRS Financial Wellness logo, a ceramic piggy bank, a notebook, a writing pen, a calculator and a partial view of a coffee cup with black coffee in it.

The first quarter of the year is a good time to check your savings goals and strengthen your financial foundation.

With holiday spending in the rearview and tax season ahead, you may be resolving to tighten up spending habits or reach your next goal. Seize the momentum using myVRS Financial Wellness to easily assess where you stand financially and what to do next.

Log in using your myVRS account to start building your financial wellness routine today.

Start a Financial Wellness Checkup

In just five minutes, complete a Financial Wellness Checkup for a quick review of your credit and debt, emergency savings and future goals. The checkup also helps identify your top financial stressors and how your answers compare to others.

If a goal feels out of reach, you’re likely not alone. myVRS Financial Wellness will point you to the resources and tools other members with your interests have found helpful. Update your preferences anytime by retaking the checkup.

WHAT’S ON MEMBERS’ MINDS? (Based on user responses in 2025)

Top Savings Goals

  1. Emergency fund
  2. Vacation
  3. Home
  4. Car
  5. Child College Fund

Top Financial Stressors

  1. Retirement
  2. Debt
  3. Bills
  4. Saving for goals
  5. The economy

Explore Personalized Learning

Based on your checkup results, myVRS Financial Wellness recommends resources tailored to your needs. You’ll find articles, courses, videos and guided activities like journaling prompts and meditation activities. Topics include budgeting, saving, long-term planning and more.

The platform includes custom tools to help you take action. The Your Money Personality assessment helps you understand why you make the money choices you do. Loan payment and paycheck analyzers show you where your money goes. Budgeting tools help you track your monthly income, savings and expenses.

Make It a Routine

Building financial wellness takes consistency. Use the streak goal feature on the financial wellness homepage to set check-in times, whether that’s monthly, weekly or daily.

Regular visits will help you stay on track and spot more ways to save. Each month, the platform introduces a fresh financial wellness topic to improve your money-management confidence.

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