Reminder: Grow Hybrid Plan Savings

February 2026
Decorative. A diverse group of office workers in business casual dress stand in a close group. They have folded arms and smile at the viewer. A blurred set of windows is in the background.

If you’re in the Hybrid Retirement Plan, now’s a good time to review your voluntary contributions to the defined contribution component. Increasing contributions, even a little, can help you build more retirement savings over time.

  • Why now? Auto-escalation increased contributions by 0.5% on January 1 for eligible members below the 4% maximum. But waiting for your savings rate to ramp up this way can take more than 20 years. Until then, you’re leaving compound interest and employer matching dollars on the table.
  • How to adjust: Log in to your DCP Account to change your contribution or use SmartStep to schedule yearly increases to help you work toward the full 2.5% employer match.

Learn more: Hybrid Plan Contributions Increase in January to Help You Save More

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