November 2025 Featured Articles

Illustrative. An open glass jar with a label reading Emergency Fund lies on its side on a tabletop. Some cash is inside the jar while more cash lies under the jar. On the far left, is a pencil point in the top corner.

How to Start Your Emergency Savings Fund in 3 Simple Steps

Small changes in your routine can help you build a financial safety net without feeling the pinch.

Learn More
Illustrative. A photo portrait of Marshall Boyd standing on a mezzanine in the Virginia Natural History museum that overlooks a fossilized animal skeleton hanging from the ceiling.

Marshall Boyd Taps Passion for Science as Museum Research Technician

From baby snakes to ancient fossils, Boyd blends curiosity and care in a behind-the-scenes role that brings science to life.

Learn More
Decorative. On the left is a head and shoulders photo portrait of VRS' Director Patricia Bishop. On the right are graphic icons of a rocket ship and a bar graph with bars in increasing heights, the last with an arrowhead at the top. Both illustrate the concept of rapid financial increase.

Video: Measuring the Economic Impact of Pensions

Retiree spending fuels jobs and local economies, with every benefit dollar generating even more in economic activity.

Learn More

November 2025 Articles

A young woman smiles and points to text which reads news to know.

Announcements

November 2025

Join Upcoming Education Sessions; Stay Connected; Claim Online Accounts; VRS Reports 9.9% Return; How VRS Compares to Peers

Illustrative. An open glass jar with a label reading Emergency Fund lies on its side on a tabletop. Some cash is inside the jar while more cash lies under the jar. On the far left, is a pencil point in the top corner.

How to Start Your Emergency Savings Fund in 3 Simple Steps

November 2025

Small changes in your routine can help you build a financial safety net without feeling the pinch.

Decorative. A mother and child shop in a grocery store, pushing a grocery cart. The mother is smiling and showing the child how to use a grocery list written in a notebook.

Build Financial Confidence by Learning the ‘Why’ Behind Your Spending

November 2025

Explore how emotions, habits and hidden influences shape your spending — then learn strategies to take back control.

Illustrative. A photo portrait of Marshall Boyd standing on a mezzanine in the Virginia Natural History museum that overlooks a fossilized animal skeleton hanging from the ceiling.

Marshall Boyd Taps Passion for Science as Museum Research Technician

November 2025

From baby snakes to ancient fossils, Boyd blends curiosity and care in a behind-the-scenes role that brings science to life.

Decorative. On the left is a head and shoulders photo portrait of VRS' Director Patricia Bishop. On the right are graphic icons of a rocket ship and a bar graph with bars in increasing heights, the last with an arrowhead at the top. Both illustrate the concept of rapid financial increase.

Video: Measuring the Economic Impact of Pensions

November 2025

Retiree spending fuels jobs and local economies, with every benefit dollar generating even more in economic activity.

Decorative. A young teacher stands at the front of his classroom while speaking to his young students seated at desks. A whiteboard is on the wall behind the teacher.

Hybrid Plan Contributions Increase in January to Help You Save More

November 2025

Auto-escalation boosts your savings every three years, but opting in sooner means more matching dollars.

Decorative. An older couple smiles and embraces in their large, modern kitchen.

New IRS Rules for Catch-Up Contributions

November 2025

Age-based catch-up contributions face a tax-status shift for higher-income earners.

A bearded man wearing glasses smiles and points toward the viewer next to text reading your turn to ask.

Your Turn to Ask

November 2025

If I leave employment and take a refund, how will taxes affect the payout?

Announcements
Education & Counseling
Follow VRS on LinkedIn
Milestones
Forms
Your Turn to Ask
MyVRS Logo